Pregunta por nuestros servicios del DMV en minutos (Registraciones, títulos, placas)
Pregunta por nuestros servicios del DMV en minutos (Registraciones, títulos, placas)
Last Updated: August 25, 2026
Welcome to the website of Parceros Insurance Agency LLC (“Parceros Insurance,” “we,” “us,” or “our”). These Terms of Use govern your access to and use of our website and related online services.
By accessing or using this website, you acknowledge that you have read, understood, and agree to these Terms of Use. If you do not agree with these terms, please do not use this website.
The information provided on this website is intended for general informational purposes and to help consumers learn about insurance products and services that may be available through Parceros Insurance.
Nothing on this website should be interpreted as a guarantee that any particular insurance product, coverage, limit, premium, discount, or carrier will be available or appropriate for you.
Insurance products and services are subject to applicable laws, carrier requirements, underwriting guidelines, eligibility requirements, policy terms, conditions, limitations, and exclusions.
Accessing this website, submitting information, requesting a quote, sending an email or text message, completing an online form, uploading documents, or communicating with Parceros Insurance through the website does not create, bind, modify, renew, extend, or reinstate insurance coverage.
Insurance coverage is not effective unless and until it has been properly bound or issued by an authorized insurance carrier or representative and all applicable requirements have been satisfied.
You should not cancel, modify, or allow an existing insurance policy to expire based solely on information obtained through this website or based on the submission of a request for insurance.
Unless confirmed otherwise in writing by an authorized representative, a request for insurance is not confirmation of coverage.
Any insurance quote, premium indication, estimate, or coverage illustration provided through or in connection with this website is preliminary unless otherwise expressly stated.
Quotes may change based on information obtained during the application or underwriting process, including but not limited to driving records, claims history, insurance history, property information, business operations, payroll, revenue, inspections, consumer reports where legally permitted, and other underwriting information.
Final premiums, eligibility, coverage, deductibles, limits, discounts, and policy terms are determined by the applicable insurance carrier.
A quote does not constitute an offer or guarantee of insurance coverage.
Descriptions of insurance products and coverages appearing on this website are general summaries only.
Actual coverage is governed exclusively by the applicable insurance policy, declarations, endorsements, exclusions, conditions, forms, and other policy documents issued by the insurance carrier.
If there is any conflict between information presented on this website and the terms of an insurance policy, the terms of the applicable insurance policy will control, subject to applicable law.
Customers should carefully review their policy documents and contact Parceros Insurance with any questions regarding their coverage.
Insurance products and services may not be available in every state, territory, or jurisdiction.
Availability is subject to licensing requirements and the authority of Parceros Insurance and its representatives to transact insurance in the applicable jurisdiction.
Insurance products may also vary by carrier, location, risk characteristics, underwriting eligibility, and other factors.
When requesting a quote, applying for insurance, requesting a policy change, or otherwise communicating information to us, you agree to provide information that is accurate and complete to the best of your knowledge.
Insurance carriers rely on information provided during the application and underwriting process.
Incorrect, incomplete, or misleading information may affect eligibility, premiums, coverage, underwriting decisions, claims, or the validity of an insurance policy, subject to applicable law and policy terms.
You are responsible for notifying us of material changes that may affect your insurance needs or coverage.
A Certificate of Insurance (“COI”) is generally provided as evidence of insurance and does not, by itself, amend, extend, or alter the coverage provided by the underlying insurance policy.
Requests involving Additional Insured status, Waiver of Subrogation, Primary and Non-Contributory wording, special cancellation notices, or other coverage requirements may require corresponding policy provisions or endorsements and are subject to carrier approval and the terms of the applicable policy.
Information appearing on a certificate does not create coverage that is not provided by the underlying insurance policy or applicable endorsements.
The information available through this website is provided for general informational and educational purposes and is intended to help individuals and businesses better understand insurance, tax, and related financial topics.
Parceros Insurance provides professional insurance guidance and certain tax preparation and related services based on each client’s individual circumstances and the services requested. However, general information presented on this website should not be considered a substitute for a personalized consultation or professional advice based on a complete review of your specific situation.
Insurance recommendations, tax guidance, and related services provided directly by Parceros Insurance are based on the information made available by the client and are subject to applicable laws, regulations, carrier requirements, policy terms, and the scope of services agreed upon.
Parceros Insurance does not provide legal advice or services requiring professional licenses or qualifications that we do not hold. When a matter requires legal, investment, accounting, or other specialized professional advice outside the scope of services we provide, you should consult an appropriately qualified professional.
When you communicate with us electronically, including through website forms, email, or other electronic channels, you consent to receiving responses and service-related communications through appropriate electronic means, subject to applicable law and your communication preferences.
Electronic communications may not always be secure, uninterrupted, or error-free. Please use caution when transmitting sensitive information electronically and follow any secure-document procedures provided by our agency or insurance carriers.
Consent to receive insurance records or notices electronically will be obtained where required by applicable law and is separate from acceptance of these Terms of Use.
If you separately opt in to receive SMS/text messages from Parceros Insurance, messages may include communications related to your inquiry, quote, application, policy servicing, appointments, requested information, or other communications consistent with the consent you provided.
Message frequency may vary. Message and data rates may apply.
You may generally reply STOP to discontinue SMS messages and HELP for assistance, subject to the terms of the applicable messaging program.
Consent to receive marketing text messages is not a condition of purchasing insurance products or services where prohibited by law.
Mobile opt-in consent information will be handled in accordance with our Privacy Policy and applicable law.
Parceros Insurance send text messages to those that opt in. Messages we send include Customer Care, Marketing, Account Notification and message frequency may vary based on the type of notifications and inquiries. Message and data rates may apply. Text HELP or contact us at agency@parcerosinsurance.com for support. Text STOP to opt out of future messages at any time.
Your use of this website is also subject to the Parceros Insurance Privacy Policy.
Our Privacy Policy explains our practices regarding the collection, use, protection, retention, and disclosure of information.
By using our website or submitting information to us, you acknowledge that you have had an opportunity to review our Privacy Policy.
Our website may contain links to websites, portals, applications, payment systems, insurance carriers, government agencies, social media platforms, or other services operated by third parties.
These links are provided for convenience and informational purposes.
Parceros Insurance does not control and is not responsible for the content, security, availability, privacy practices, terms, or operation of third-party websites or services.
Your use of a third-party website or service is subject to that third party's applicable terms and privacy practices.
We make reasonable efforts to maintain accurate and useful information on our website. However, we do not guarantee that all website information will always be complete, current, accurate, available, or free from errors.
We may modify, update, suspend, restrict, or discontinue any portion of the website at any time.
Website outages, technical problems, transmission delays, or other circumstances may affect communications submitted through the website.
For time-sensitive insurance matters, including policy cancellations, reinstatements, coverage changes, claims, or binding requests, you should contact our agency directly and obtain confirmation that your request has been received and processed.
You agree not to use this website:
We reserve the right to restrict access to the website when reasonably necessary to protect our customers, systems, agency, or third parties.
Unless otherwise indicated, the website design, agency branding, logos, graphics, text, photographs, videos, and other original content appearing on this website are owned by or licensed to Parceros Insurance and are protected by applicable intellectual-property laws.
You may view and use website content for your personal, noncommercial informational purposes.
You may not reproduce, distribute, modify, publish, sell, exploit, or commercially use our proprietary website content without prior written permission, except as otherwise permitted by law.
Third-party names, trademarks, logos, and materials remain the property of their respective owners.
To the fullest extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis.
Parceros Insurance does not make warranties regarding uninterrupted availability, error-free operation, accuracy, completeness, suitability, or security of the website except as otherwise required by law.
Nothing in this section limits rights or protections that cannot lawfully be waived.
To the fullest extent permitted by applicable law, Parceros Insurance will not be liable for indirect, incidental, special, consequential, or punitive damages arising solely from the use of, inability to use, or reliance upon this website.
This limitation does not exclude liability that cannot legally be excluded or limited under applicable law and does not alter any duties or obligations Parceros Insurance may have in connection with insurance transactions or professional services.
We may update these Terms of Use periodically to reflect changes in our website, services, business practices, or applicable requirements.
When changes are made, we may update the “Last Updated” date appearing at the beginning of these Terms.
Your continued use of the website after updated Terms become effective constitutes acceptance of the revised Terms to the extent permitted by applicable law.
These Terms of Use will be governed by the laws of the State of California, without regard to conflict-of-law principles, except where otherwise required by applicable law.
Nothing in these Terms is intended to restrict any rights available to consumers under applicable insurance or consumer-protection laws.
If you have questions regarding these Terms of Use, please contact:
Parceros Insurance Agency LLC
3186 21st Street
San Francisco, CA 94110
Phone: (510) 755-2426
Email: agency@parcerosinsurance.com
Website: www.parcerosinsurance.com
Thank you for visiting Parceros Insurance.
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